COMING SOON...
Beyond The Budget
A course for Black women who are tired of being told to just "make a budget" when what's really getting in the way is so much deeper than that.
This is not another financial literacy course. This is the course that finally connects the dots between your mental health, your nervous system, your history and why managing money feels so hard even when you know what you're supposed to do.
"I had all the knowledge and was helping others plan their futures. I felt like a fraud because I couldn't manage to do the same things I was advising.
You are not bad with money. You are human, and no one ever taught you how money & mental well-being are connected. This course is about building new tools that honor your peace, and work with you, not against you."
- Cimone Anique Holt,CFEI, FSCP, CPS-MH
This course was built for you if
You've tried every app, every spreadsheet, every plan and still feel like you're failing.
You are not the problem. The tools were built for people without your history, your nervous system, or your load. Beyond the Budget was built for women like you — and created by one.
You feel anxiety, dread, or shame every time you open your banking app — so you just don't open it.
You've bought something — not because you needed it, but because you needed five minutes of feeling okay.
A bill has sat unopened on your counter for days because the thought of it spikes your stress before you've even looked.
You know the right financial moves. You still can't make them. And you've started to wonder if something is wrong with you.
Depression, anxiety, ADHD, grief, or trauma has made even small financial decisions feel crushing.
Nobody has ever connected your mental health to your money patterns. Until now.
Inside the course
Five modules. One complete shift in how you see yourself and your money.
Each module builds on the last — moving you from understanding the pattern to gently changing it, at a pace that works with your actual life. Every lesson includes a video, guided reflection, and a workbook exercise designed to meet you exactly where you are
Module Overview
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The Mind–Money Connection Module 1 — The Mind–Money Connection We start before numbers. Before budgets. Here you'll learn what money scripts, financial freeze, emotional spending, and financial avoidance actually are — and why they make complete neurological sense given what you've been through. You'll map your own patterns, identify your triggers, and begin to write your money story for the first time.
2.
Your Money Story Which one are you : The Avoider, The Spender, The Saver, The Money Monk, or The Status Seeker? This module helps you identify your money script, understand the cognitive biases running underneath it, and begin rewriting the narrative you've been living out with specific healing steps, actions, and rewards tailored to your type.
3.
Financial Foundations with a Psychological Lens This is where practical tools meet psychological reality. Budgeting methods matched to your mental health style. A debt mapping tool that tracks emotional weight alongside dollar amounts. An investing guide built around the mindset that wealth is gardening — slow, steady, and not just for rich people. The goal of this module is a money routine that feels sustainable, not suffocating.
4.
Tools for Mindful Money Management An anxiety journal. A grounding practice for financial stress. A safe money mantra builder. Scripts for talking to partners and family about money when it feels impossible. A full financial crisis plan — not just what to do, but how to regulate first. A 10-step weekly check-in ritual that starts with lighting a candle and ends with gratitude. This module is where the tools become habits.
5.
Design Your Future-Aligned Wealth & Well-Being Values mapping. Vision statements. Goal audits. Estate planning and insurance inventories. Psychiatric Advance Directives — because protecting your future self is an act of self-love, not just financial planning. Giving and impact investing. And finally — sustaining the habits you've built, through habit stacking, weekly anchors, and accountability structures designed for real life.
Why This is Different
Most money courses assume emotional stability their students don't have. Beyond the Budget was designed for women who are healing. Here your mental health isn't an obstacle to the content. It's the whole point.
Every tool in this course was built with a specific mental health lens. The debt repayment strategies are matched to emotional weight, not just interest rates. The budget methods are matched to your nervous system type, not a generic spreadsheet. The crisis plan starts with grounding before it ever gets to numbers.
This is financial healing. And it was built by someone who lived the gap between knowing and doing — and figured out why.
Founding member waitlist
Be the first to know when doors open.
Founding members receive exclusive early access, special pricing, and a direct line to Cimone before the course opens to the public. Join the list now — spots are limited.
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Founding member pricing — the lowest price this course will ever be offered at, reserved exclusively for the waitlist
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Early access — get in before the public launch and start your journey first
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Free resource while you wait — every person on the waitlist receives Cimone's starter guide: 5 Signs Your Mental Health Is Affecting Your Money
Get on the List
Be the first in. At the lowest price this course will ever be. You'll also receive an immediate free download "5 Signs Your Mental Health Is Affecting Your Money" the moment you join.
No spam. No pressure. Just real talk about money, mental health, and healing straight to your inbox. Unsubscribe anytime.